Phil Spencer’s tips for first-time buyers weighing mortgages and rent
With mortgage rates soaring and London rents at a record high, is now the right time to be entering the property market?
Shared ownership: alarm sounded over scheme’s long-term affordability
Households’ struggle to increase their equity share and onerous costs among issues highlighted in new shared ownership report
‘Stamp duty holiday aftermath will be in property DNA of a generation’
As mortgage rates continue their apparently unstoppable rise, the stamp duty holiday buyers on two year fixes are in for a nasty shock
One in five first-time buyers taking out mortgages of 35 years or more
100% mortgages: ‘not the quick fix first-time buyers are hoping for’
Buying a house with no deposit could be a risky move, especially at a time of economic uncertainty
The questions an estate agent doesn’t want you to ask — but you should
Buying a property? These questions will help you assess the price and decide whether there may be wiggle room for negotiation
‘How much will our mortgage payments increase as interest rates rise?’
Zoe Watson and Maxwell Broughton are about to move onto their lender’s standard variable rate
First-time buyer? A handy cheat sheet for the most common questions
These are the most common questions buyers ask when starting their property search
What NOT to buy: nine features to avoid when house hunting now
Here are nine things buyers should avoid, according to property experts
How to decode a property listing — from price drops to trick photos
There’s more to watch out for than a wide angle lens. Four insiders lay bare the tricks of the trade that every buyer should know
New scheme lets buyers crowdfund to purchase a home without a mortgage
A new scheme aims to bypass mortgages and allow buyers to crowdfund their way onto the property ladder
Five-year fixed mortgage rates now available below four per cent
HSBC UK has reduced a five-year fixed-rate mortgage deal for borrowers with a 40 per cent deposit to 3.99 per cent.
Mortgage hammer blow of £5,000 a year for London homeowners
250,000 London households comings off fixed loan deals will bear the brunt of announced interest rate rises
Revealed: the pay rise you’d need to afford a home in your London area
Even ‘affordable’ London areas are now beyond the reach of local buyers on average salaries.
Meet the Londoners struggling to sell their shared-ownership homes
Shared ownership helps thousands of buyers on to the ladder, but selling on can be a nightmare
Mortgage borrowing slumps as the fallout from the mini-Budget drags on
Mortgage approvals dropped to 35,600 in December, the lowest since May 2020.
How I swapped a flatshare in Fulham for a new home and dream business
Swapping Fulham for the coast led this former Londoner to finding everything she wanted.
6 lessons buyers on any budget can learn from super-rich house hunters
The research you should do and questions you should ask when buying a property
Mortgage clinic: ‘How much could I borrow to buy a rental property?’
First-time buyer Julie Ford would like to invest in a rental property as a way of safeguarding her future.
‘How does the First Homes scheme compare to shared ownership?’
Robert, 28, and Mariona Bolohan, 26, run a translation business and have been looking to buy a property for two years
This London renter swapped Zone 2 for Zone 4 to buy her first home
Monthly payments are £200 more than renting in Fulham, but marketing manager Daisy Smith is finding plenty of advantages to owning her own home
Despite Help to Buy extension many buyers will still miss out on homes
After Homes & Property revealed hundred of Londoners would miss the Help to Buy deadline due to buliding delays, the government announced an extension. But many buyers still stand to miss out
‘Can I reduce my monthly mortgage payments while I’m trying to sell?’
Helen Hambly is selling her flat but her fixed rate has ended and monthly repayments have increased by £300. What options does she have?
‘At what interest rate would I no longer be able to pay my mortgage?’
Anabela Pereira Santos Yourell asks the experts how high interest rates could be before she wouldn’t be able to pay the mortgage on her rental home.
Save deposit while living rent free in new first-time buyer scheme
The new build developer’s scheme enables first-time buyers to pay into savings rather than rent
How to beat the market downturn and find a home to buy in 2023
Buying agent Henry Pryor shares his expert tips on how to find your next home now.
London first-time buyers spend two-thirds of take-home pay on mortgage
Sharpest quarterly rise in repayments:earnings ratio leaves new entrants to the property market the worst-off since 1990
House price forecast: will 2023 be your year to buy a home in London?
House prices may be falling but it is now cheaper to rent than to buy in the capital for the first time in 13 years. So should you jump in, or steer clear of a market in turmoil?
January sales: London homes with hefty price cuts or cash incentives
This year’s January sales offer some substantial savings for home buyers, with asking prices slashed and major sweeteners on offer
10 smart tricks for a quick home sale in 2023’s slow property market
Buyers and estate agents have been bemoaning a lack of stock while house prices are forecast to fall. Amid the doom and gloom there will inevitably be some people who need to sell this year - quickly and for a decent price. Here’s how to maximise your chances
Mortgage guarantee scheme to be extended for buyers with 5% deposits
The scheme is aimed to help households who are struggling to save for higher mortgage deposits get on or move up the housing ladder.
Six things buyers should never do when dealing with an estate agent
Buying agent Henry Pryor explains how buyers can build a good relationship with estate agents when house hunting
Londoners now spend 75 per cent of their income on their mortgage
The proportion of income currently spent on mortgages is well above the previous peak seen in the run-up to the 2008 financial crisis.
Build delays and Help to Buy deadline dashes first-time buyer dreams
A bureaucratic deadline means hundreds of hopeful buyers stand to miss out on their goal of home ownership as government support slips out of reach.
‘Will my fiancé lose his first-time buyer status when we marry?’
Due to strict affordability criteria, Emma Maloney has had very little interest in her shared-ownership flat — and wants to know the implications for her fiancé
How to get first-timers on the ladder? Get their parents to downsize
Fixing the property market will take more than first-time buyer schemes — we need older homeowners to create movement at the top of the market too
Where are the five best places to buy a home in London in 2023?
Experts analyse the capital’s housing market as we pick out the areas least likely to experience huge price falls.
Would you buy your house on Instagram?
We’re all used to shopping online by now but would you make the most expensive purchase of your life on social media? We meet the home buyers who have
Mortgage clinic: ‘We want to sell but buyers can’t get a mortgage’
Although my ground rent is only going up by £40 per year, we’ve discovered that lenders are put off by the extra charge and regularity of review. Are we trapped in an unsellable home?